This Halloween, Maclear is bringing an extra opportunity to increase your investment returns.
From 24 October to 10 November 2026, you can unlock up to +2.5 percentage points on your annual interest rate by investing in eligible projects.
The more you invest, the higher your potential boost. Plus, on 31 October, a special six-hour event will let you reach reward levels twice as fast.
Here's everything you need to know about Halloween Boost and how to make the most of it.
Halloween Boost rewards investors based on the total amount of eligible investments made during the campaign.
There are four reward levels:
| Investment progress | Additional annual interest |
|---|---|
| €5,000 | +0.5 percentage points |
| €15,000 | +1.0 percentage points |
| €25,000 | +1.5 percentage points |
| €50,000 | +2.5 percentage points |
You don't need to invest the entire amount in one project. Your eligible investments are added together, helping you move towards the next reward level.
For example, investing €10,000 in one project and €15,000 in another brings your total progress to €25,000, unlocking +1.5 percentage points.
If a project offers 14% p.a., your interest rate increases to 15.5% p.a. once the final boost is applied.
The reward level confirmed at the end of the campaign applies to all your eligible investments, including those made before you reached that level.
Halloween Boost reward levels don't stack. Only your final confirmed level applies.
Participating is simple. There's no registration, promo code, or additional activation required.
Just invest in projects on the Primary Market during the campaign. Investments made through AutoInvest are also eligible.
To qualify, your investment must be successfully reserved during the campaign and reach Funded status before the campaign ends on 10 November.
It must also remain in Funded status and belong to you when the campaign ends.
Investments in ACL/MacPay projects, as well as those made using bonus funds or cash vouchers, can also qualify under the same conditions.
Please note: Investments made before the campaign and purchases on the Secondary Market are not eligible for Halloween Boost.
Your progress updates automatically once an eligible investment reaches Funded status.
If you've reserved an investment but it's still marked as Reserved, it won't appear in your campaign progress just yet.
Once it reaches Funded, the corresponding amount will be added automatically.
Remember that the investment must reach Funded before the campaign ends to qualify. A successful reservation alone does not guarantee participation.
Halloween wouldn't be complete without a little something extra.
On 31 October, from 18:00 to 24:00 CET, Witching Hour gives you the opportunity to reach higher reward levels faster.
During these six hours, every €1 of eligible investments counts as €2 towards your Halloween Boost progress.
For example, if you invest €7,500 during Witching Hour, it will count as €15,000 in campaign progress.
This means you can unlock a higher reward level with a smaller actual investment amount.
The ×2 multiplier is assigned when your investment is successfully reserved during Witching Hour.
Your investment doesn't need to reach Funded status within those six hours. As long as it reaches Funded before the main campaign ends, the double progress will still count.
For example:
Keep in mind: Only your campaign progress is doubled, not your actual investment or interest earnings. Your additional interest is always calculated using the real eligible investment amount.
After Witching Hour ends, the ×2 offer will no longer be available for new reservations, but previously earned double progress remains valid.
Throughout the campaign, your progress bar displays your current reward level and how much more progress you need to unlock the next one.
However, your unlocked level remains provisional until the campaign ends.
After the campaign ends on 10 November, Maclear determines your final reward level based on your eligible investment progress at the time of its conclusion. This final boost applies to all eligible investments made during the campaign.
Yes, while the campaign is active.
If you sell an eligible investment before the campaign ends, its entire contribution is removed from your campaign progress. This may lower your unlocked reward level.
For investments reserved during Witching Hour, the corresponding progress is removed with the same ×2 multiplier.
Once the campaign ends and your final level is confirmed, your reward level is fixed.
Your final Halloween Boost is confirmed after the campaign ends, but the effective date depends on when you made each investment.
| Investment reserved | Boost effective from |
|---|---|
| October 2026 | November 2026 |
| November 2026 | December 2026 |
The boost never starts before regular interest accrual begins on the corresponding investment.
Once your final boost is confirmed, Maclear automatically recalculates the applicable interest rates and future payments. Your first scheduled interest payment after the boost takes effect will already include the additional interest earned through Halloween Boost. You don't need to claim it separately or take any additional steps.
Yes! Halloween Boost is compatible with other applicable interest rate bonuses, including Loyalty Bonus and APR vouchers.
For example:
Your total annual interest rate: 18.5% p.a.
Absolutely. While Halloween Boost is a limited-time campaign, the additional interest rate isn't limited to the promotional period.
Once confirmed, your boost remains active on each eligible investment until it is repaid, as long as you continue to own it.
If you sell an investment after the campaign, your final reward level remains unchanged for your other eligible investments. However, the Halloween Boost will no longer apply to the sold investment, and the buyer won't inherit your bonus.
During the campaign, you can follow your Halloween Boost progress directly on the Overview page.
The campaign banner shows your current reward level, the next milestone, and how much progress you still need.
You can also select Details or Conditions to review the reward levels and participation rules.
Once the campaign ends and your final boost is confirmed, you'll see a personalised results window in your Maclear account showing the boost you've unlocked.
Eligible investments will also be marked in My Investments, where you can review your investment details and upcoming payments.
The campaign result banners remain available for up to 30 days after your personal result is confirmed. Even after they disappear, your earned boost remains active on your eligible investments.
By 10 November, your eligible investments need to reach Funded status to count toward Halloween Boost.
Whether you're making your first investment or expanding your existing portfolio, Halloween Boost gives you an opportunity to earn additional interest on eligible investments.
Explore available projects on the Primary Market and make the most of this limited-time opportunity.
Campaign period: 24 October – 10 November 2026, inclusive. All campaign dates follow the Europe/Zurich time zone. Witching Hour takes place on 31 October, from 18:00 to 24:00 CET. Rewards are subject to the campaign's eligibility conditions.