Swiss-regulated crowdfunding investment platform

Maclear AG operates in full compliance with Swiss financial market rules and regulations. According to Swiss law, our crowdfunding site's activity is regulated, verified, and monitored by the SRO (Self-Regulated Organization membership). We proudly declare that we are a PolyReg Services GmbH SRO member and comply with all applicable AML and GDPR requirements, ensuring the security of your P2P investments.

To begin crowdfunding investments through our platform: 1. Create an investor account on our P2P lending site 2. Confirm your registration via the link in the email 3. Complete our identity verification process 4. Transfer funds to your Maclear account 5. Choose projects to invest in, starting from just €50 All interest and principal payments will be deposited to your Maclear account from which you can either reinvest accumulated funds or withdraw them, effectively managing your crowdfunding investment portfolio.

We accept bank transfers only to ensure the security of your investments. Please don't forget to fill in payment details. Your bank account name must match your Maclear investor account name. If the names do not match, the transfer will be rejected. Your funds are deposited within 1-3 working days. After your funds are added to your Maclear investor account, we will notify you by email.

The commission we earn is included in the rate for borrowers. Our crowdfunding platform business model is focused on building long-term relationships with investors and SMEs. Therefore, investors can count on no commission fees, and borrowers on timely financing of their projects.

Projects and consumer loans presented on our P2P investment platform have different financing periods, from 3 to 18 months. By investing funds for a period comfortable for you, you receive monthly payouts, and the principal at the end of the investment term, making our crowdfunding site an excellent source of passive income.

Minimum investment amount on the Maclear P2P platform is €50, making crowdfunding investing accessible to everyone.

Our P2P investment platform offers 4 loyalty bonus levels: • Beta - Once your total investment amount is over €5,000 you will receive an additional 1.5% return on all investments. • Beta Plus - Once your total investment amount is over €15,000, you will receive an additional 2% return on all investments. • Alpha - Once your total investment amount is over €40,000, you will receive an additional 2.5% return on all investments. • Alpha Plus - Once your total investment amount is over €75,000, you will receive an additional 3% return on all investments.

When you register on our Swiss crowdfunding platform using a referral link or code, you will earn a 3% cashback bonus from each investment you make during the first 90 days after registration. Cashback bonuses will be paid to your account immediately after the project you have invested in is successfully funded, increasing your passive income potential.

At Maclear, we're always pushing boundaries. Now, we're expanding into Web3 with 8lends — a platform designed for faster and higher-return P2P investing. What makes 8lends a good fit for you: • Higher APR: Earn up to 19.5% on your P2P investments. • Safe as Always: Built with the same Swiss quality standards as Maclear. • Instant Crypto Payments: Seamless transactions in USDC. Diversify Smarter: • Maclear: Invest in Euros through our regulated crowdfunding platform (traditional banking). • 8lends: Invest in USDC (crypto) through blockchain (faster and more efficient). Explore both our P2P platforms to create a diversified investment portfolio and maximize your passive income.

1. Loyalty Bonus +3% to the Interest rate per annum on all future investments 2. Maclear 3+3 referral program Invite a friend, and both of you will earn 3% of the investment amount 3. Investment Reward Get extra €30 on every €500 invested 4. Welcome Bonus A €15 welcome reward on your first investment within 7 days of registration