Maclear Investor Update: October 2026 Highlights

04.11.2026

11 min

Updated: 04.11.2026

This report provides an overview of Maclear’s platform performance in October 2026, covering key metrics related to investor activity, deposits, project funding, and repayments. It also includes a month-over-month comparison with September 2026, offering a clearer view of recent trends across the platform.

It highlights the month’s investment flows, the geographic distribution of investor deposits and funded projects, as well as the industries that received the largest share of funding.

October saw €12.91M invested across 17 projects, while repayments to investors reached €7.06M in principal and interest — a notably high level of payouts that reinforces the platform’s ongoing repayment momentum. Principal repayments were distributed across 112 projects and reached 12,601 investors, supporting continued liquidity for the investor community.

Prepared by the Maclear team.

Total track record

Total track record on Maclear, October 2026
Total track record on Maclear, October 2026

A snapshot of our platform’s all-time performance:

  • Total funds invested (all time): €170,897,421
  • Total investors (all time): 61,347
  • Total projects financed (all time): 2,475

Over its lifetime, the platform has channeled €170,897,421 into 2,475 financed projects, backed by 61,347 investors. On average, that is about €69,000 raised per project, about €2,785 invested per investor, and about 25 investors per project.

Total investors in October 2026

Total active investors on Maclear, October 2026
Total active investors on Maclear, October 2026

Number of investors over the month: 5,022

In October, 5,022 investors were active on the Maclear platform, up from 3,794 in September. That is an increase of 1,228 investors, or roughly 32% month over month. The surge confirms the accelerating growth of our investor community.

Top countries by investor inflow

Top countries by investor inflow on Maclear, October 2026
Top countries by investor inflow on Maclear, October 2026

Top 5 countries:

  • Italy — 19.20%
  • Portugal — 14.17%
  • Spain — 13.73%
  • France — 9.90%
  • Germany — 7.60%

In October, Italy led investor inflow on Maclear, accounting for 19.20% of the total. Portugal followed with 14.17%, while Spain, France, and Germany contributed 13.73%, 9.90%, and 7.60%, respectively. This marks a shift from September, when Portugal led with 19.05%, followed by France (16.98%), Spain (14.16%), and Italy (13.97%).

The October results highlight Italy’s strengthened position and continued strong participation from Southern European markets, with Italy, Portugal, and Spain together accounting for 47.10% of total investor inflow. Germany also entered the top five, reflecting broader interest across key European markets.

Deposits in October 2026

Deposits made on Maclear, October 2026
Deposits made on Maclear, October 2026

Total deposits over the month: €8,845,659

In October, investors deposited a total of €8,845,659 on the Maclear platform. This is €338,079, or about 3.7%, lower than September’s €9,183,738, reflecting a slight month-over-month moderation in capital inflow while overall investor engagement remained strong.

Top countries by deposit amount

Top countries by deposits made on Maclear, October 2026
Top countries by deposits made on Maclear, October 2026

Top 5 countries:

  • Spain — 21.88%
  • France — 17.51%
  • Portugal — 11.82%
  • Netherlands — 8.83%
  • Italy — 8.45%

In October, Spain remained the leading source of deposits on Maclear, accounting for 21.88% of the total. France followed with 17.51%, while Portugal, the Netherlands, and Italy contributed 11.82%, 8.83%, and 8.45%, respectively. This shows continued strong participation from key European markets, with Spain and France together representing nearly 40% of monthly deposits.

Invested in projects in October 2026

Invested in borrowing projects on Maclear, October 2026
Invested in borrowing projects on Maclear, October 2026

Total invested in projects over the month: €12,906,163

October investments in projects reached €12.91M, supporting business financing through the platform.

Funded projects in October 2026

Investments made on Maclear in October 2026 (table)
Investments made on Maclear in October 2026 (table)
Investments made on Maclear in October 2026 (chart)
Investments made on Maclear in October 2026 (chart)

Top 5 projects by funded amount:

  • ULTIMA FINANCE — €3,101,661 (24.03%)
  • WOW Innovation GmbH — €3,000,252 (23.25%)
  • L S FOOD II — €1,500,507 (11.63%)
  • Tanir Credit & Accounting Services Limited — €801,481 (6.21%)
  • BOTORN KLIMA OOD — €650,005 (5.04%)

In October, 17 projects were successfully funded on the platform.

The largest share of funding went to ULTIMA FINANCE, which raised €3,101,661, or 24.03% of the total, followed by WOW Innovation GmbH with €3,000,252 (23.25%) and L S FOOD II with €1,500,507 (11.63%).

Top industries by funded amount

Industries investors chose the most on Maclear in October 2026 (table)
Industries investors chose the most on Maclear in October 2026 (table)
Industries investors chose the most on Maclear in October 2026 (chart)
Industries investors chose the most on Maclear in October 2026 (chart)

Top industries:

  • Loan Originator — €4,553,777 (35.28%)
  • Services — €3,450,191 (26.73%)
  • Packaging and Distribution — €1,850,392 (14.34%)
  • Construction/Services — €999,874 (7.75%)
  • Manufactory/Production — €500,822 (3.88%)
  • Importer — €500,774 (3.88%)

TOTAL: €12,906,163

In October, the largest share of funded amount came from the Loan Originator industry, with €4,553,777 (35.28% of the total). It was followed by Services with €3,450,191 (26.73%) and Packaging and Distribution with €1,850,392 (14.34%). Together, these three industries accounted for over 76% of all funds invested in projects during the month.

Top countries by funded amount

Top countries by funded amount on Maclear in October 2026 (table)
Top countries by funded amount on Maclear in October 2026 (table)
Top countries by funded amount on Maclear in October 2026 (chart)
Top countries by funded amount on Maclear in October 2026 (chart)

Top 5 countries:

  • Bulgaria — €6,352,906 (49.22%)
  • Germany — €3,000,252 (23.25%)
  • Kenya — €1,452,116 (11.25%)
  • Poland — €1,350,988 (10.47%)
  • Latvia — €499,957 (3.87%)

In October, Bulgaria led by funded amount, with €6,352,906, or 49.22% of the total. Germany followed with €3,000,252 (23.25%), while Kenya, Poland, and Latvia contributed €1,452,116 (11.25%), €1,350,988 (10.47%), and €499,957 (3.87%), respectively. Together, the top five countries accounted for 98.06% of all funds invested in projects during the month.

Principal and interest repaid in October 2026

Repayments made on Maclear, October 2026
Repayments made on Maclear, October 2026

Total amount paid out (principal + interest): €7,060,054

Investors received principal: 12,601

Projects repaid principal: 112

In October, a total of €7,060,054 in principal and interest was paid out to investors on the Maclear platform. Principal repayments were received by 12,601 investors across 112 projects, reflecting continued repayment activity and returning capital to the investor community.

Compared with September, total payouts grew by 4.8%, while the number of investors receiving principal rose by 8.4% and the number of repaying projects by 9.8%, indicating broader repayment activity across the platform.

List of projects repaid principal + interest

Part 1

Projects that made payouts on Maclear in October 2026 (table 1)
Projects that made payouts on Maclear in October 2026 (table 1)

Part 2

Projects that made payouts on Maclear in October 2026 (table 2)
Projects that made payouts on Maclear in October 2026 (table 2)

Part 3

Projects that made payouts on Maclear in October 2026 (table 3)
Projects that made payouts on Maclear in October 2026 (table 3)

Part 4

Projects that made payouts on Maclear in October 2026 (table 4)
Projects that made payouts on Maclear in October 2026 (table 4)

Part 5

Projects that made payouts on Maclear in October 2026 (table 5)
Projects that made payouts on Maclear in October 2026 (table 5)

Part 6

Projects that made payouts on Maclear in October 2026 (table 6)
Projects that made payouts on Maclear in October 2026 (table 6)

Part 7

Projects that made payouts on Maclear in October 2026 (table 7)
Projects that made payouts on Maclear in October 2026 (table 7)

Part 8

Projects that made payouts on Maclear in October 2026 (table 8)
Projects that made payouts on Maclear in October 2026 (table 8)

Top 3 projects by amount repaid:

  • Live120 GmbH (PJ719) — €119,153.57
  • Live120 GmbH (PJ745) — €119,021.63
  • Live120 GmbH (PJ731) — €118,982.93

In October, the largest repayments were recorded across three projects from Live120 GmbH. Together, these projects accounted for €357,158.13 in repayments during the month.

Key Takeaways — October 2026

  1. Strong project financing activity. In October, investors directed €12,906,163 into 17 borrowing projects, reflecting continued appetite for financing opportunities across the platform.
  2. A growing and engaged investor base. The platform saw 5,022 active investors during the month, alongside €8,845,659 in total deposits, highlighting ongoing participation and fresh capital inflow.
  3. Deposits concentrated in Southern and Western Europe. Spain remained the leading source of deposits with a 21.88% share, followed by France and Portugal. Together with the Netherlands and Italy, these markets represented 68.49% of October’s deposit volume.
  4. Funding anchored in key markets with international breadth. Bulgaria accounted for 49.22% of total project funding, with Germany and Kenya following. Contributions from Poland and Latvia added further geographic diversity to the month’s financing activity.
  5. Steady repayments sustained investor liquidity. Investors received €7,060,054 in principal and interest during October. Principal repayments were distributed across 112 projects and reached 12,601 investors, underscoring the platform’s continued repayment activity.

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