Top-Rated Crowdlending P2P Investment Platform

  • Attractive 16.5% annual returns on Р2Р lending investments
  • Earn stable passive income as an investor in SME loans via our P2P Platform
  • Enjoy stable monthly payouts from your P2P investment portfolio
  • Swiss-regulated site for crowdlending with maximum security standards
BBB
ARKMEN
14.7
%
Interest

rate
Loan period
14 months
Funded
85%
A
Smart Italia
14.7
%
Interest

rate
Loan period
14 month
Funded
53.91%
BBB
Live120
14.8
%
Interest

rate
Loan period
14 month
Funded
9.48%
A
Consumer Loans
15
%
Interest

rate
Loan period
9 month
Funded
74.05%

Maclear

in Numbers

€21,7M+
Total Funded
€4,4M+
Repaid Total
7458
Investors
0/0
default / late loans

Why Choose Maclear P2P Crowdlending Platform?

0%
on deposits
on investments
on withdrawals
Zero Hidden Costs on Our Peer-to-Peer Lending Platform
What you invest is exactly what works for you — no hidden charges on your crowdlending investments.
50
Start P2P Investing From Just €50
Begin your passive income journey with minimal capital.
Access the best crowdlending opportunities without large investments.
16.5%
Earn Up To 16.5% Annual Returns Through P2P Investing
Fixed interest rates with guaranteed monthly passive income.
Receive your first crowdlending payout in just 30 days.
Double Bonus Rewards
Spend bonuses and increase the return rate on your favorite projects.
3
%
Referral

Bonus
3
%
Loyalty

Bonus
Get Reward

How Our P2P Crowdlending Platform Works

Business Application
European companies submit funding requests for their growth projects and equipment purchases through our lending platform
Expert Review
Multi-stage due diligence by our financial experts ensures only quality projects advance to our crowdlending site
Regulatory Compliance
Swiss regulators verify each business for full European regulatory compliance
Financing by Investors
Investors provide peer-to-peer funding to their chosen verified projects, starting from €50
The Result
For our Investors: Higher passive income than traditional banking with the stability of our P2P investing ecosystem.
For Businesses: Fast capital without bank bureaucracy.
Ready to get
started?
Invest Now

3 easy steps

to earn with Maclear

Register
Complete a quick registration form and verify your identity
First investment
Choose a project you love and invest from just €50
Get Profit
Receive monthly interest payments directly to your investor account
Sign Up

Our Investors talk
about us

Featured Investment Projects

They Talk
About Us

Maclear crowdlending platform connects investors with EU-based manufacturing, retail, and service businesses. It prioritises security, offering a provision fund for investor protection
So far, no defaults have been reported, which speaks in favour of the P2P lending platform's good risk management. Investors can access their funds quicker by selling their loans on the secondary market
The peer-to-peer platform's Provisioning Fund enhances investor security, and its detailed project information facilitates due diligence
Maclear provides high-yield P2P business loans to EEA investors while adhering to Swiss regulations as a member of PolyReg SRO, making it a trusted crowdlending site
With founders experienced in finance and rigorous project selection, it's an intriguing option for passive income investments
3% from your invited friends investment in the first 90 days
Sign Up

See What Our Investors Are Saying About Us

Excellent
Daniele
IT
The platform shows a commitment to safety with their provision fund, and conducts thorough due diligence on projects.
Since its launch in May 2023, there have been no reported defaults, which is a significant plus. It's a promising option for anyone looking to diversify their investment portfolio with a focus on business loans. If you're considering P2P lending, I recommend giving Maclear a try.
Jorge Grimalt
ES
After having tested and invested in many P2P crowdlending platforms, Maclear seems to me the best one so far. As usual I tested and studied the platform in detail before investing. Apart from having a very user-friendly interface, it is Regulated in Switzerland, provides guarantees, collaterals, and securities to protect our money as well as a Provision Fund to avoid payment delays. The Interest rate is really very attractive especially thanks to some special offers.
Lourdes Cruz
NL
Great P2P platform for both beginners and experienced investors
Maclear has soon become my primary investing platform, because it is so easy to invest, and so rewarding. I get so happy when I see the monthly returns :-)
The Maclear team is always ready to help, they usually answer within 24 hours. The interest rates are great and they have really nice offers and incentives for you to boost the returns. In short: I just love investing with Maclear and you will love it too!
Svetlana Zhuravel
LV
What gives me confidence in MaClear is its structure: each investment is secured by equipment as collateral, which adds a layer of security to the process. Plus, being a Swiss-registered platform, it operates within strict financial standards, which is reassuring. One of the standout features for me is the provision fund that Maсlear maintains. This fund is there to guarantee that monthly interest payments are always made on time, even if a project runs into issues. Knowing this gives me peace of mind as I grow my portfolio, and so far, everything has been very smooth.

Maclear Blog

Frequently asked questions

More Questions
What is Maclear?
How is the Maclear Platform regulated?
How can I start investing with Maclear?
Deposits and Withdrawals
Why don't we charge any fees to investors?
How can you receive monthly passive income?
Minimum investment
What loyalty bonus levels does Maclear have?
What is a cashback bonus?
What is 8lends?