Invest €500+ & Win Big! Guaranteed Bonuses
+ A Massive Raffle →

Top-Rated Crowdlending P2P Investment Platform

  • Attractive 16.5% annual returns on P2P lending investments
  • Earn stable passive income as an investor in SME loans via our P2P Platform
  • Enjoy stable monthly payouts from your P2P investment portfolio
  • Swiss-regulated site for crowdlending with maximum security standards
BBB
ARKMEN
14.7
%
Interest

rate
Loan period
14 months
Funded
85%
A
Smart Italia
14.7
%
Interest

rate
Loan period
14 months
Funded
53.91%
BBB
Live120
14.8
%
Interest

rate
Loan period
14 months
Funded
9.48%
A
Consumer Loans
15
%
Interest

rate
Loan period
9 months
Funded
74.05%

Maclear

in Numbers

€23M+
Total Funded
€4,8M+
Repaid Total
8195
Investors
0/0
default / late loans

Why Choose Maclear P2P Crowdlending Platform?

0%
on deposits
on investments
on withdrawals
Zero Hidden Costs on Our Peer-to-Peer Lending Platform
What you invest is exactly what works for you — no hidden charges on your crowdlending investments.
50
Start P2P Investing From Just €50
Begin your passive income journey with minimal capital.
Access the best crowdlending opportunities without large investments.
16.5%
Earn Up To 16.5% Annual Returns Through P2P Investing
Fixed interest rates with guaranteed monthly passive income.
Receive your first crowdlending payout in just 30 days.
Double Bonus Rewards
Spend bonuses and increase the return rate on your favorite projects.
3
%
Referral

Bonus
3
%
Loyalty

Bonus
Get Reward

How Our P2P Crowdlending Platform Works

Business Application
European companies submit funding requests for their growth projects and equipment purchases through our lending platform
Expert Review
Multi-stage due diligence by our financial experts ensures only quality projects advance to our crowdlending site
Regulatory Compliance
Swiss regulators verify each business for full European regulatory compliance
Financing by Investors
Investors provide peer-to-peer funding to their chosen verified projects, starting from €50
The Result
For our Investors: Higher passive income than traditional banking with the stability of our P2P investing ecosystem.
For Businesses: Fast capital without bank bureaucracy.
Ready to get
started?
Invest Now

3 easy steps

to earn with Maclear

Register
Complete a quick registration form and verify your identity
First investment
Choose a project you love and invest from just €50
Get Profit
Receive monthly interest payments directly to your investor account
Sign Up

Our Investors talk
about us

Featured Investment Projects

They Talk
About Us

Maclear crowdlending platform connects investors with EU-based manufacturing, retail, and service businesses. It prioritises security, offering a provision fund for investor protection
So far, no defaults have been reported, which speaks in favour of the P2P lending platform's good risk management. Investors can access their funds quicker by selling their loans on the secondary market
The peer-to-peer platform's Provisioning Fund enhances investor security, and its detailed project information facilitates due diligence
Maclear provides high-yield P2P business loans to EEA investors while adhering to Swiss regulations as a member of PolyReg SRO, making it a trusted crowdlending site
With founders experienced in finance and rigorous project selection, it's an intriguing option for passive income investments
3% from your invited friends investment in the first 90 days
Sign Up

Maclear Blog

07.04.2025
BlackRock’s 50/30/20 Portfolio Strategy: How Maclear AG Simplifies Access to Alternative Investments
Stay informed with the latest Articles on P2P lending and investment strategies. Explore expert tips, updates, and insights to grow your portfolio with Maclear.
Articles
03.03.2025
P2P Personal Lending vs. P2P Business Lending
Discover the key differences between personal and business P2P lending, their benefits, and how to choose the right option for your investment strategy.
Articles
15.01.2025
Peer-To-Peer Lending Risks: What to Avoid
Before diving into the investment world, familiarise yourself with these common peer-to-peer risks. Ensure your investments are secure and profitable.
Articles
13.01.2025
Crowdfunding vs Crowdinvesting vs Crowdlending Explained
Crowdfunding is an umbrella term for raising money online from many people. It splits into four types: donation, reward, equity (also called "crowdinvesting"), and debt (also called "crowdlending"). Crowdinvesting gives you a stake in a company; crowdlending means you lend money and earn interest. They differ in what you receive, the risk, and how returns are paid.
Articles
06.01.2025
SME Lending: What You Need to Know
Get clued up on the key factors of SME lending, why it is crucial in a growing economy, and how it is being limited in this essential guide for investors.
Articles
04.07.2024
Peer-To-Peer Lending: The Ultimate Guide
Check out this comprehensive guide for everything you need to know about peer-to-peer lending, including how it works, benefits and risks.
Articles

Frequently asked questions

More Questions
What is Maclear?
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Deposits and Withdrawals
Why don't we charge any fees to investors?
How can you receive monthly passive income?
Minimum investment
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What is a cashback bonus?
What is 8lends?
What bonuses you can get on Maclear?