Swiss-regulated P2P lending platform

  • Invest in personal and business loans with returns up to 16.5%
  • Earn passive monthly income
  • Investment security at the level of Swiss financial standards
BBB
Car Rental
22.9
%
Interest

rate
Loan period
9 months
Funded
5%
BBB
Mango Wholesale
23.3
%
Interest

rate
Loan period
8 months
Funded
12%
A
Consumer Loans
21.5
%
Interest

rate
Loan period
4 months
Funded
10.00%
BBB
ARKMEN
14.7
%
Interest

rate
Loan period
14 months
Funded
85%
BBB
Estlat Stage 3
15.5
%
Interest

rate
Loan period
12 month
Funded
100%
BBB
Wine Way Stage 1
15.9
%
Interest

rate
Loan period
9 month
Funded
100.19%
A
TLMET Stage 1
15.8
%
Interest

rate
Loan period
12 month
Funded
100.93%
BBB
Wine Way Special “New Year 2024 Champagne Stage”
19.5
%
Interest

rate
Loan period
2 month
Funded
100%
A
Smart Italia
14.7
%
Interest

rate
Loan period
14 month
Funded
53.91%
BBB
Live120
14.8
%
Interest

rate
Loan period
14 month
Funded
9.48%
A
Consumer Loans
15
%
Interest

rate
Loan period
9 month
Funded
74.05%

Maclear

in Numbers

€21,7M+
Total Funded
€4,4M+
Repaid Total
7458
Investors
0/0
default / late loans

Why Invest in Loans With Maclear?

0%
on deposits
on investments
on withdrawals
Zero
 Hidden Fees
What you invest is what you get to work with - no hidden charges
Our P2P lending platform earns from borrowers, not investors
50
P2P Investment From Just €50
Peer-to-peer lending investments available to everyone
No need for large capital to access monthly income.
16.5%
Earn Up To 16.5% Annual Returns
Fixed interest rates with guaranteed monthly payouts when investing in loans
Receive your first interest payment in just 30 days
Double Bonus Rewards
Spend bonuses and increase the return rate on your favorite projects.
3
%
Referral

Bonus
3
%
Loyalty

Bonus
Get Reward

How Does P2P Lending and Investing Work?

Business Loan Applications
European companies and Loan Originators submit funding requests for their growth projects and equipment purchases through our online lending platform
Expert Review
Multi-stage due diligence by our financial experts ensures only quality projects and consumer loans advance
Regulatory Compliance
Swiss regulators verify each business for full European regulatory compliance before lending occurs
P2P Financing by Investors
Investors provide funding to their chosen verified projects, investing in personal and business loans from just €50
The Investment Result
For investors: Higher interest returns than traditional banking
For Businesses: Fast capital without bank bureaucracy
Ready to get
started?
Invest Now

3 easy steps

to earn with Maclear

Register
Complete a quick registration form and verify your identity
First investment
Choose a project you love and invest from just €50
Get Profit
Receive monthly interest payments directly to your investor account
Sign Up

Our Investors talk
about us

Featured Investment Projects

They Talk
About Us

Maclear AG is a P2P lending platform operating under Swiss regulations. It connects Swiss and EEA investors with EU-based companies engaged in manufacturing, retail and services, with demonstrated performance and looking for additional funding.
How does Maclear earn money? Maclear monetises itself primarily through a brokerage fee, which is charged to borrowers when a project is successfully financed.
So far, no defaults have been reported, which speaks in favour of the platform's good risk management.
Maclear can be a good option for those looking for high profitability.
In the current crowdlending market, there are few options to invest in business loans. So Maclear can be an interesting option to diversify our crowdlending portfolios with this type of loans.
Maclear has selected Grant Thornton as its auditor. Grant Thornton is one of the world's leading networks of independent audit, tax, and advisory firms. As part of the annual audit, checks are also made to determine whether the accounting is maintained correctly, whether the company is over-indebted, whether the company fulfills its documentation obligations, whether the organization of the member continues to ensure proper business operations, whether it has its risks under control, whether the member overall operates in compliance with the law and whether the continuing education obligations are fulfilled.
Maclear stands out for the quality and technical sophistication of its platform. Besides demonstrating the professionalism and high standards of its management team, their platform sets new benchmarks in the P2B lending space.
The platform performs valuation and verification processes before listing any project and is also assigned the role of payment processing agent.
3% from your invited friends investment in the first 90 days
Sign Up

See What Our Investors Are Saying About Us

Excellent
Daniele
IT
The platform shows a commitment to safety with their provision fund, and conducts thorough due diligence on projects.
Since its launch in May 2023, there have been no reported defaults, which is a significant plus. It's a promising option for anyone looking to diversify their investment portfolio with a focus on business loans. If you're considering P2P lending, I recommend giving Maclear a try.
Jorge Grimalt
ES
After having tested and invested in many P2P crowdlending platforms, Maclear seems to me the best one so far. As usual I tested and studied the platform in detail before investing. Apart from having a very user-friendly interface, it is Regulated in Switzerland, provides guarantees, collaterals, and securities to protect our money as well as a Provision Fund to avoid payment delays. The Interest rate is really very attractive especially thanks to some special offers.
Lourdes Cruz
NL
Great P2P platform for both beginners and experienced investors
Maclear has soon become my primary investing platform, because it is so easy to invest, and so rewarding. I get so happy when I see the monthly returns :-)
The Maclear team is always ready to help, they usually answer within 24 hours. The interest rates are great and they have really nice offers and incentives for you to boost the returns. In short: I just love investing with Maclear and you will love it too!
Svetlana Zhuravel
LV
What gives me confidence in MaClear is its structure: each investment is secured by equipment as collateral, which adds a layer of security to the process. Plus, being a Swiss-registered platform, it operates within strict financial standards, which is reassuring. One of the standout features for me is the provision fund that Maсlear maintains. This fund is there to guarantee that monthly interest payments are always made on time, even if a project runs into issues. Knowing this gives me peace of mind as I grow my portfolio, and so far, everything has been very smooth.

Maclear Blog

Frequently asked questions

More Questions
What is Maclear?
How is the Maclear Platform regulated?
How can I start investing with Maclear?
Deposits and Withdrawals
Why don't we charge any fees to investors?
How can you receive monthly passive income?
Minimum investment
What loyalty bonus levels does Maclear have?
What is a cashback bonus?
What is 8lends?