Maclear Investor Update: April 2026 Highlights

This report presents an overview of Maclear's platform performance for April 2026, covering key metrics related to investor activity, capital inflows, project funding, and repayments.

In April, the platform recorded strong investment activity, steady investor engagement, and consistent repayment performance across the portfolio. The sections below summarize the principal results and developments for the reporting period.

Prepared by the Maclear team.

Total track record

A snapshot of our platform’s all-time performance:

• Total funds invested (all time): €98,649,906
• Total investors (all time): 35,321
• Total projects financed (all time): 1,488

This is a cumulative view of the platform's reach, activity, and growth since day one.

Total investors in April 2026

Number of investors over the month: 2,836

2,836 investors were active on the platform in April, reinforcing the steady growth of the Maclear community.

Top countries by investor inflow

Top 5 countries:

• Spain — 24.17%
• Portugal — 18.22%
• France — 14.83%
• Italy — 10.42%
• Germany — 7.57%

In April, Western Europe continued to drive investor inflow. Spain led the way, followed by Portugal, France, Italy, and Germany — together accounting for over 75% of all new investor activity on the platform.

Deposits in April 2026

Total deposits over the month: €5,694,277

In April, investors deposited a total of €5,694,277, reflecting strong and consistent capital inflow to the platform.

Top countries by deposit amount

Top 5 countries:

• Spain — 32.71%
• France — 20.26%
• Portugal — 13.40%
• Germany — 6.87%
• Switzerland — 4.45%

Spain and France alone drove more than half of all deposits in April, with Portugal, Germany, and Switzerland rounding out the top five.

Invested in projects in April 2026

Total invested in projects over the month: €8,653,538

€8,653,538 was invested into projects in April, underlining continued investor appetite and a steady pipeline of funding opportunities.

Funded projects in April 2026

Top 5 projects by funded amount:

• Consumer Loans — €2,509,095 (28.91%)
• CRYPTON — €2,200,464 (25.43%)
• Merchant LP — €749,995 (8.67%)
• CELTA — €600,005 (6.93%)
• Goldbay — €500,525 (5.78%)

In total, 15 projects were funded on the platform in April. Consumer Loans led the project funding, followed by CRYPTON, Merchant LP, CELTA, and Goldbay.

Top industries by funded amount

Top 5 industries:

• Services — €2,850,956
• Loan Originator — €2,701,730
• Wholesale and Services — €1,150,191
• IT Services — €800,199
• Packaging and Distribution — €550,115

TOTAL: €8,653,538

In April, the top five industries accounted for the full €8,653,538 deployed — with Services and Loan Originator together representing over 63% of total monthly investment.

Top countries by funded amount

Top 5 countries:

• Bulgaria — €4,703,086 (55.13%)
• Czech Republic — €2,650,620 (30.63%)
• UK — €749,995 (8.67%)
• Hungary — €200,195 (2.31%)
• Kenya — €199,635 (2.31%)

April's funded projects were concentrated in Central and Eastern Europe, with Bulgaria and Czech Republic accounting for €7.35M of the €8.65M deployed, while Western Europe and Kenya added geographic diversification.

Principal and interest repaid in April 2026

Total amount paid out (principal + interest): €2,915,490

Investors received principal: 4,071

Projects repaid principal: 34

4,071 investors received principal repayments in April as 34 projects completed their payout cycle, with a total of €2,915,490 returned in principal and interest.

List of projects repaid principal + interest

Part 1

Part 2

Top 3 projects by amount repaid:

• Estlat Prefab SIA (PJ294) — €120,503.74
• Wholesale Electronics (PJ305) — €121,673.16
• Elinor Market (PJ315) — €119,330.97

The top three projects by amount repaid in April were Wholesale Electronics (€121,673.16), Estlat Prefab SIA (€120,503.74), and Elinor Market (€119,330.97) — all delivering consistent returns to investors.

Key Takeaways — April 2026

1. Strong investment activity. €8,653,538 was deployed into projects in April, well above the €5,694,277 deposited during the month — reflecting efficient capital deployment and strong existing liquidity on the platform.
2. Steady investor engagement. 2,836 investors were active in April, reflecting continued confidence and stable participation across the platform.
3. Western Europe remained the primary source of inflows. Spain, Portugal, and France led by investor inflow, while Spain and France also recorded the highest deposit volumes — reinforcing Western Europe as the platform's core investor base.
4. Funding concentrated in CEE with growing geographic diversity. Bulgaria and Czech Republic absorbed over 85% of funded capital, while the UK, Hungary, and Kenya added diversification on the borrower side — with notable participation from Western Europe this month.
5. Consistent repayment activity. €2,915,490 in principal and interest was paid out during April, as 34 projects returned principal to 4,071 investors — sustaining healthy liquidity and reinforcing the platform's repayment track record.