This report outlines Maclear’s platform activity for February 2026, covering investor participation, capital inflows, project funding, and repayments across the portfolio.
During the month, investor engagement remained stable, capital was actively deployed into projects, and repayments continued to return funds to investor accounts. The sections below present the key figures and developments that defined February’s performance.
A snapshot of our platform’s long-term performance:
Total funds invested (all time): €79,952,477
Total investors (all time): 29,835
Total projects financed (all time): 1,222
This snapshot shows the platform’s overall growth. €79.9M has been invested across 1,222 projects by 29,000+ investors.
These numbers reflect steady growth, active investing, and continued trust from Maclear's community.
Total investors in January 2026
Active investors in February 2026
Number of investors over the month: 2087
In February, 2,087 investors chose to invest on the platform. This steady activity shows that our community remains engaged and confident in the opportunities available.
Top countries by investor inflow
Investor inflow on Maclear in February 2026
Top 5 countries:
Spain — 27.09%
Portugal — 21.86%
France — 21.73%
Germany — 6.36%
Switzerland — 4.64%
Investor participation in February remained geographically diversified, with Spain, Portugal, and France continuing to lead activity. Together, these three markets accounted for the majority of investors on the platform during the month.
Germany and Switzerland added further depth to the distribution, supporting a balanced and stable European investor base.
Deposits in February 2026
Deposits made on Maclear in February 2026
Total deposits over the month: €5,604,078
Total deposits in February reached €5.6M, reflecting steady capital inflows and providing a solid base to fund both current and upcoming investment opportunities.
Top countries by deposit amount
Top countries by deposit amount on Maclear in February 2026
Top 5 countries:
Spain — €1,684,723 (30.06%)
France — €1,548,378 (27.63%)
Portugal — €685,407 (12.23%)
Germany — €280,028 (5%)
Belgium — €274,780 (4.9%)
Capital inflows in February were led by Spain (€1.68M) and France (€1.55M), together accounting for more than half of total deposits. Portugal contributed €685K, while Germany and Belgium added €280K and €275K respectively.
The distribution shows strong support from core European markets and a balanced flow of capital across the region.
Invested in February 2026
Total invested in projects on Maclear in February 2026
Total invested in projects over the month: €7,301,065
€7.30M of investor capital was deployed in February, supporting active funding rounds across multiple sectors.
Funded projects in February 2026
Funded projects on Maclear in February 2026 (table)
Funded projects on Maclear in February 2026 (chart, %)
Top 5 projects by funded amount:
Consumer Loans — €3,000,072
CRYPTON — €2,500,369
Ligastech — €849,839
RIKART–MM — €450,044
Mihanagrotiki — €300,277
Investment activity in February was concentrated in several key projects. Consumer Loans and CRYPTON attracted the largest allocations, with €3M and €2.5M funded, respectively. Ligastech followed with €849K, while RIKART–MM and Mihanagrotiki raised €450K and €300K.
This distribution reflects strong investor focus on established opportunities and larger-scale funding rounds during the month.
Top industries by funded amount
Industries investors chose on Maclear in February 2026 (table)
Industries investors chose on Maclear in February 2026 (chart, %)
Top industries:
Services — €4,300,287
Loan Originator — €3,000,072
Wholesale & services — €600,410
Construction/Services — €249,957
TOTAL: €8,450,641
Investors showed clear preference for Services (€4.30M) and Loan Originator opportunities (€3.00M) this month. Smaller but steady allocations went into Wholesale & Services and Construction/Services, resulting in €8.45M invested across leading industries.
Top countries by funded amount
Top countries by funded amount on Maclear in February 2026 (chart, %)
Top 5 countries:
Bulgaria — 45.6%
Czech Republic — 30.8%
Poland — 13%
Italy — 6.5%
Greece — 3.6%
Funding in February was primarily directed to Bulgaria (45.6%) and the Czech Republic (30.8%), which together accounted for over three quarters of total deployment. Poland followed with 13%, while Italy (6.5%) and Greece (3.6%) completed the top five.
The allocation reflects where capital demand was strongest during the month.
Principal and interest repaid in February 2026
Repaid loans track record on Maclear in February 2026
Total amount paid out (principal + interest): €2,813,113
Investors received principal: 4,128
Projects repaid principal: 38
In February, a total of €2.81M was paid out to investors in principal and interest. During the month, 38 projects repaid principal, resulting in 4,128 principal repayment transactions credited to investor accounts.
These repayments continue to recycle capital back into investor portfolios.
List of projects repaid principal + interest
Part 1
Projects repaid principal + interest to Maclear investors in February 2026
Part 2
Projects repaid principal + interest to Maclear investors in February 2026
Part 3
Projects repaid principal + interest to Maclear investors in February 2026
Total number of projects: 38
Total repaid: €2,813,113
Top 3 projects by amount repaid:
Elinor Market (Stage 4) — €120543.06
Elinor Market (Stage 5) — €119339.01
4UK — €1182502.07
In February, 38 projects generated a total of €2.81M in repayments to investors. The largest contributions came from 4UK (€1.18M), followed by Elinor Market (Stage 4) with €120.5K and Elinor Market (Stage 5) with €119.3K.
Repayment activity remained steady, supporting ongoing capital rotation across portfolios.
Key Takeaways — February 2026
Strong capital deployment. €7.30M was invested into projects during the month, exceeding €5.60M in new deposits — indicating active use of available capital.
Sustained investor participation. 2,087 investors remained active, showing stable engagement across the platform.
Core European markets continue to lead. Spain and France drove both investor participation and deposit volume, maintaining their position as key markets.
Sector concentration in Services and Loan Originators. The majority of funding flowed into Services (€4.30M) and Loan Originator projects (€3M), reflecting investor appetite for established segments.
Steady repayment cycle. €2.81M was returned to investors through 38 projects, supporting portfolio liquidity and reinvestment capacity.