Maclear Investor Update: December Highlights

08.01.2026

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December was a month of continued growth and active engagement across our investor community. This report highlights key metrics, trends, and insights from the month, providing a clear snapshot of performance and opportunities on Maclear.

The analysis is made by the Maclear team.

In This Article

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Total Track Record

A snapshot of our platform’s long-term performance:

Total funds invested (all time): €63,709,634
Total investors (all time): 32,704
Total projects financed: 1,002

Total investors in December

6,598 active investors engaged with the Maclear platform during December 2025 — Active investors in December

Number of investors over the month: 6,598

6,598 investors engaged with the platform this month, reflecting strong community growth and continued interest in our investment opportunities.

Top countries by investor inflow over the month

Pie chart showing investor distribution by country in December 2025 - Spain 23.95%, France 22.85%, Portugal 21.96%, Germany 7.98%, and rest of countries 23.25% — Top conutries by investor inflow on Maclear in December

Spain — 23.95%
France — 22.85%
Portugal — 21.96%
Germany — 7.98%
Rest of countries — 23.25%

Spain, France, and Portugal lead investor engagement this month, contributing nearly 70% of new inflows, highlighting strong regional interest and platform reach.

Deposits in December

Total deposits of €5,374,478 made on Maclear platform during December 2025 — Total deposits made in December

Total deposits over the month: €5,374,478

Investors added €5.37M in deposits during December, with France, Spain, and Portugal driving the majority, reflecting continued trust and liquidity growth.

Top countries by deposit amount

France — €1,561,372 (29.05%)
Spain— €1,488,874 (27.7%)
Portugal — €861,267 (16.03%)
Netherlands — €298,480 (5.55%)
Rest of countries — €1,164,486 (21.67%)

France contributed the highest deposit volume (€1.56M), closely followed by Spain and Portugal, showing a concentrated yet diversified investor base.

Invested in December

€6,901,718 total amount invested in projects on Maclear during December 2025 — Total invested in projects on Maclear in December

Total invested in projects over the month: €6,901,718

€6.9M was allocated across projects this month, demonstrating active capital deployment and alignment with investor interests.

Top funded projects in December

Table listing funded projects in December with amounts - CRYPTON €2,900,282, Loan Originator €1,299,982, Datra €800,059, Petrolmarca €650,835, and other projects totaling €6,901,718 — Funded projects on Maclear in December (table)

Pie chart visualization of investments by project in December - CRYPTON 42.0%, Loan Originator 18.8%, Datra 11.6%, Petrolmarca 9.4%, and other smaller projects — Funded projects on Maclear in December (chart)

Top 5 projects by funded amount:

CRYPTON — €2,900,282 (42%)
Loan Originator — €1,299,982 (18.8%)
Datra — €800,059 (11.6%)
Petrolmarca — €650,835 (9.4%)
SIMAO-RT EOOD — €500,097 (7.2%)

CRYPTON, Loan Originator, and Datra led December’s funding, together accounting for over half of the month’s investments, reflecting strong project demand and market confidence.

Top industries by funded amount

Table showing investments by industry sector in December - Services €3,951,581, Loan Originator €1,299,982, Construction/Services €800,059, Agriculture €700,142, Wholesale and services €99,975, Retail €49,979 — Funded industries on Maclear in December (table)

Pie chart displaying industry distribution of investments in December - Services 57.3%, Loan Originator 18.8%, Construction/Services 11.6%, Agriculture 10.1%, and smaller sectors — Funded industries on Maclear in December (chart)

Top 5 industries:

Services — €3,951,581 (57.3%)
Loan Originator — €1,299,982 (18.8%)
Construction/Services — €800,059 (11.6%)
Agriculture — €700,142 (10.1%)
Wholesale & services — €99,975 (1.4%)
Retail — €49,979

Services and Loan Originators dominated funding in December, illustrating sector preferences and strategic investment diversification.

Principal and interest repaid in December

December repayment statistics - 2,083 investors received principal, 14 projects repaid principal, €1,468,113.16 total amount paid out including principal and interest — Repaid loans track record on Maclear in December

Total amount paid out (principal + interest): €1,468,113.16

Investors received principal: 2,083

Projects repaid principal: 14

Investors received €1.47M in repayments (principal + interest), with 2,083 investors benefitting from returns, underscoring reliable cash flow and project performance.

List of projects repaid principal + interest

Detailed table of 14 projects that repaid principal and interest in December, showing project IDs, borrowers, project names, investor counts, and paid amounts ranging from €147,644.47 to €55,185.25 — Projects repaid principal + interest on Maclear in December

Total number of projects: 14

Top 3 projects by amount repaid:

JS Production OÜ (Stage 8) — €147644.47
Agro Group-1 Ltd (Stage 6) — €118452.31
Agro Group-1 Ltd (Stage 5) — €117825.43

14 projects completed principal repayments this month, with JS Production OÜ and Agro Group-1 Ltd leading, showcasing the platform’s commitment to timely returns.

Key Takeaways — December 2025

Strong capital growth: €5.37M in deposits and €6.9M invested this month show active investor engagement and efficient capital deployment.
Growing investor community: 6,598 investors engaged in December, bringing the total investor base to 32,704, reflecting continued trust and platform adoption.
Regional investor strength: Spain, France, and Portugal remain our top contributors, accounting for nearly 70% of deposits and inflows.
Top projects attracting interest: CRYPTON and Loan Originator received the largest funding, highlighting investor confidence in high-performing opportunities.
Sector focus: Services and Loan Originator projects led in funded amounts, reflecting continued demand in key industries.
Reliable repayments: €1.47M in principal and interest repaid across 14 projects demonstrates consistent cash flow and project execution.
Diversification and scale: With 1,002 projects financed overall and 32,704 investors onboard, the platform continues to balance broad investor participation with diverse project opportunities.