October was an important month for Maclear — marked by continued growth in registrations, deposits, and investments, as well as the platform’s first default, which we managed with transparency and care. Here’s what the numbers show.
The steady inflow of new investors continues to reinforce the platform’s positioning in Europe, with the most activity this month coming from France, Spain, and Portugal.
Top 3 investor countries
Top countries by investors on Maclear in October
France — 32,01%
Spain — 20,36%
Portugal — 18,34%
Rest of countries — 29,29%
Deposits in October
Total deposits on Maclear in October
Total deposits: €5,875,730
Top 3 countries by deposits
Top countries by deposits made on Maclear in October
France — €2,138,619 (36.40%)
Spain— €1,716,053 (29.21%)
Portugal — €566,388 (9.64%)
Rest of countries — €1,454,670 (24.76%)
Investments in October
Total invested in projects on Maclear in October
Total invested in projects: €7,103,628.99
Top funded projects
Top funded projects on Maclear in October
Loan Originator — €3,800,356
SIMAO-RT EOOD — €600,163
Kanaprima — €499,955
Tubes Trader — €350,008
Proteam — €349,975
Top industries by funded amount
Top industries by funded amount on Maclear in October
Loan Originator — €3,903,199
Agriculture — €1,350,095
Services — €800,398
Wholesale & services — €749,983
Retail — €299,951
Repaid Loans in October
Repaid loans track record on Maclear in October
Principal Repaid Companies in October
Vibroedil S.R.L. — The borrower entered bankruptcy proceedings in Italy. Following recovery actions, €150,082 was recovered and distributed to 315 investors. More details in the case study: https://www.maclear.ch/blog/first-default-full-recovery
Coretrade — The borrower cancelled 3 of 5 project stages; as a result, €231,190 was distributed to 451 investors.
Legal info about Coretrade:
The company leverages proprietary hardware and Al-driven retail technologies to bring grocery access to underserved rural and suburban areas;
Its business model revolves around small-footprint modular stores equipped with smart cabinets and refrigerators;
Among the clients are: permanent residents, seasonal homeowners and tourists, local commuters and pass-through travelers;
Supply is managed through a centralized restocking agreement with Hofer (Slovenian subsidiary of Aldi Group).
CodeTrade D.O.O. aims to expand from a pilot model to a fully operational retail network across Slovenia and northern Italy. The company has already secured 8 new locations and is going to launch 14 more units. They seek a €500,000 loan to meet their goals.
Key Takeaways
Investor activity in October was geographically diverse, with the top three countries driving the bulk of new verified registrations and deposits.
Deposits reached €5.87M while investments into projects totaled €7.10M, underscoring sustained momentum on the platform.
The platform repaid nearly €1.89M in principal across thirteen projects, benefitting more than 260 investors.
Maclear’s lifetime track record now stands at €51M invested and 23,000 total registrations.
