Future-Proof Investing: Where Tech, Health, and Energy Converge

Imagine a world where wind turbines sing lullabies to the entire grid, hospital systems hum with solar-powered energy, and artificial intelligence whispers cures for diseases once considered incurable. This quiet revolution, where technology, health, and energy converge like roots under a flourishing forest, is real, not a mere far-fetched dream. 

This piece focuses on the convergence between tech, health, and energy and how smart investors can capitalize on this to future-proof their investments.

The Tech Innovations Reshaping the Investing World

Technological innovations are reshaping every part of our world; nowhere is that more evident than in health and energy. 

For example, today, AI and machine learning models can design and test varying drug formulas in months, not years. A case in point is Insilico Medicine's AI model that discovered a treatment for fibrosis in 18 months, a process that would normally take 5+ years.

Startups like Recursion Pharmaceuticals have also successfully used biotech innovations to map cellular interactions and turn drug discovery into a digital scavenger hunt.  

Another area where tech, health, and energy converge is quantum computing. A prime example is IBM's Osprey quantum chip, which processes data 100 times faster than traditional supercomputers and can solve problems like fusion energy calculations and carbon capture materials. 

Additionally, businesses such as D-Wave collaborate with manufacturers to maximize the chemistry of EV batteries, extracting as much efficiency as possible from lithium.  

We cannot fail to mention blockchain, which, although popular due to cryptocurrencies like Bitcoin, Ethereum, and Doge, is also revolutionary in other areas, like health.

Thanks to blockchain, medical facilities can now securely store patient data in decentralized, immutable ledgers that safeguard sensitive data. 

If you're wondering why all this matters or how you can use it to future-proof your investments, predictions show that the AI healthcare market will bloom from $11B in 2021 to $188B by 2030. This bloom will create ripe-for-picking investment opportunities for investors willing to be among the first adopters.

On top of that, blockchain-powered P2P crowdlending platforms are allowing people to join forces for causes that need a little initial loan to get going. All of the investors meanwhile share the risk and enjoy lucrative returns. One such project is Maclear, which is leading the Green Energy project in Italy.

Health: The Symphony of Humanity  

Now more than ever, we're seeing the future of modern medicine through innovations like personalized medicine. In personalized medicine, your physician can use AI to map your genetic code and then use that to customize therapies for genetic abnormalities. 

For example, 23andMe collaborates with pharmaceutical companies like GlaxoSmithKline to eliminate the “one-size-fits-all” approach to medicine. Another example is how CRISPR Therapeutics modifies genes and uses “molecular scissors” to eliminate disease mutations.  

Tech has also led to one other point of convergence for energy and health: the rise of telehealth. 

Today, farmers in Nebraska can consult Boston specialists via Teladoc, part of the 76% of US hospitals now offering virtual care. Apps like K Health can use AI to diagnose rashes via smartphone photos – healthcare sitting in your pocket.  

Biotechnology is another key area worth mentioning. Today, mRNA vaccines developed during the pandemic can target cancer cells. For instance, Melanoma vaccine trials are booming in Moderna's facilities, and BioNTech is investigating mRNA treatments for autoimmune disorders. 

All this should matter to investors because when the industry fully matures, it promises to be a multi-billion one, which, as you can imagine, promises high ROI for investors who don’t wait to board the train but jump on now.

Energy: The Focus on Renewable Energy

Renewable energy is like a quilt, and each panel and turbine is like a patch stitched together to warm the planet as we collectively turn to renewable energy. 

Because of tech advances in this space, a Texas wind farm can power 1 million homes, while solar panels now dot rooftops like metallic wildflowers. In Morocco, the Noor Solar Plant stretches across desert horizons, powering 1 million homes and proving that sun-scorched land can be fertile.  

Decentralized loans, such as those that Maclear provides, powering solar and wind-generated energy have gathered serious sums of money to help gather the construction costs. 

Tesla's Megapack can also store sunlight-generated power for rainy days. 

We've discussed how technology has reshaped energy and health and will continue to do so as we enter the mid and late 21^st century, but where do these three things intersect? 

Let's focus on that now.

Where Tech, Health, and Energy Converge

Tech, Health, and Energy Converge in many areas, including but not limited to the following.

AI Drug Discovery

For instance, NVIDIA's BioNeMo reduces the length of drug trials from years to seasons by simulating molecules like a chef tasting meals. By predicting protein structures, DeepMind's AlphaFold can help find treatments for malaria and Alzheimer's disease.  

Wearable Wisdom

Your Fitbit is a lifeline that combines silicon and pulse to predict cardiac abnormalities in addition to counting steps. While the Apple Watch can dial 911 in the event of a fall, the Oura Ring monitors sleep patterns to identify early indicators of COVID-19.  

The Grid's Nervous System  

Today, tech has empowered us to do blockchain-based energy trading. For example, Power Ledger in Australia eliminates intermediaries by enabling neighbors to trade rooftop solar power like lemonade. Brooklyn's LO3 Energy has tokenized microgrids and enabled apartments to exchange watts like Pokémon cards.  

Moreover, numerous businesses are making quantum leaps in this sector. Zap energy, which uses quantum models to control fusion reactors, is a prime example, and many have termed it the 'holy grail' of renewable energy.

Humanity's Safety Net  

Health and energy converge in different ways. For instance, we have:

• Solar-powered clinics: Drones in Rwanda now use solar-charged batteries to deliver vaccines that save more than 10,000 lives each year. We Care Solar provides solar suitcases to Nigerian midwives to ensure lights remain on throughout childbirth.  
• Net-zero hospitals: By 2022, the Cleveland Clinic had reduced emissions by 25%, demonstrating that restoring the environment also benefits humans. 

How to Use This Convergence for Future-proof Investing  

Here are a few strategic ways to take advantage of the convergence between these three sectors to future-proof your investment plan:

Start Small, Think Global

That's right; this old-age adage also applies to investing in future-looking developments in these three key sectors.

• Investment options include the Invesco Solar ETF and the ARK Genomic Revolution (health-tech) ETFs. iShares Global Clean Energy ETF provides exposure across 30 nations.  
• Some stocks worth considering include Vertex Pharmaceuticals' gene-editing whiz, NextEra Energy's wind giants, or Microsoft's AI clouds. Siemens Energy bets on the fuel of the future by combining smart grids and hydrogen technology.  

Follow the Convergers 

Closely follow enterprises leading this convergence. Businesses like Siemens Healthineers bridge worlds like a stone over a stream by combining AI diagnoses, energy-efficient designs, and MRI scanners. Former oil tycoon Orsted now constructs offshore wind farms that supply electricity to 20 million households.  

Be Mindful of Impatient Investing

Invest mindfully. For instance, 10% of your portfolio can go toward diversifying and future-proofing your nest egg. Allow your investments in these sectors to grow slowly, steadily, and unwaveringly like a redwood tree, and automate allocations with M1 Finance to balance energy's consistent payouts with tech's volatility.  

• Pro tip: Apps like Earthfolio auto-invest in ESG funds and are a hands-off way to future-proof your investments.  

Risks: Storms in the Forecast

Although the future is bright, here are some risks you should keep an eye on to ensure your investment portfolio can withstand the changing investing landscape.

Regulatory Frost

Like an unanticipated spring frost, ethical regulations or delays in medicine licensing might stifle growth. Since the FDA closely examines AI-driven medicine studies and Europe's AI Act may restrict health algorithms, carefully investigate all your investments in these sectors to ensure you're not sailing in a slowly sinking boat.  

Market Whiplash

Remember that green stocks fluctuate in response to policy changes (see the Inflation Reduction Act boom of 2022). For example, in 2023, Sunrun's stock fell 40% as solar rates changed.  

Remain Grounded

Hold your investments through short-term volatility, diversify across industries, and, like a bonsai, carefully trim losers. Use utilities or gold equities to hedge your investments.  

Conclusion 

Investing for the future is not about following trends but growing orchards where others see only dirt. The convergence of these three sectors will drive the future, so invest wisely, take a seat, hum along, and observe as your investments grow. 

If you’re interested in the amazing possibilities of decentralized crowdlending for health, tech, and sustainable energy projects, Maclear offers all of that in spades.